It is no secret that therapy/counseling is an investment of your time and your money, both of which are finite resources. When you start to research therapists in your area, you are going to quickly find that there are two primary options for paying for therapeutic services- utilizing insurance or being a self-pay client. Both of these options have their own set of advantages and drawbacks, and understanding the nuanced differences between these options is crucial in making an informed decision that aligns with your unique needs and preferences.